The main part of the holiday home including fixtures and fittings that form part of the caravan or lodge. The Structure section of the GoldPark policy will also cover any furnishings (tables, chairs etc) which are included as standard by the manufacturer of the holiday home.
Household goods (such as microwave, kettle, television) that you own and are kept within the holiday home or outbuildings linked to your caravan or lodge.
We’ve made paying your premium as flexible as possible. You can pay us by debit/credit card, bank transfer, cheque or monthly/annual direct debit. Our monthly Direct Debit option is INTEREST FREE.
New for Old
In the event of your caravan or lodge being damaged beyond repair, you will be provided with a brand new equivalent model. It is important that your structure sum insured represents the cost of a brand new model or the nearest model & specification if your existing model is no longer available.
In the event of your holiday home being damaged beyond repair, your unit will be valued on its market value at the time of the loss. The structure sum insured on your policy should represent the market value of the unit taking into consideration its age, make, model and condition
GoldPark are not able to advise you on the amount to insure your unit. The best advice can be obtained from the owners of the Holiday Park where your unit is sited.
If the holiday home is not going to be lived in for a 72-hour period or more between 1st November and 15th March inclusive, you must make sure you take ONE of the following actions:
The amount you are required to pay as the first part of each and every claim.
Yes, the GoldPark policy provides up to £10,000 or 10% of the Structure sum insured (whichever is the higher) for expenses associated with siting, repairing or re-building the Structure.
Yes, the GoldPark policy provides cover for damage caused by rodents and vermin.
Yes, your GoldPark policy will pay up to £5,000,000 for any event that you become legally liable to pay as compensation for accidental death, bodily injury or illness, plus material damage to property not belonging to you. See full details in the policy wording.
GoldPark insurance automatically includes Property Owner’s Liability (up to £5m), Liability to Domestic Staff (up to £10m) and Public Liability (up to £5m).
No, GoldPark is only for caravans or lodges which are used as a holiday home. It must not be used as your primary residence.
GoldPark only provides insurance for static caravans and lodges which are situated on specialist holiday parks for caravans and/or lodges. It is not suitable for caravans located on other types of property.
If your caravan or lodge cannot be lived in because of a covered cause, GoldPark will pay for loss of hiring charges or the reasonable cost of alternative accommodation for your guests (including their pets). We will pay up to 20% of the Structures sum insured.
Yes, we will pay for the cost to replace keys and locks to external doors and windows of your holiday caravan or lodge (garages or outbuildings are excluded from this cover). Cover is also included for loss or damage caused by forced emergency entry by the emergency services.
Yes, structures cover includes loss or damage to storage lockers, sheds, greenhouses, summer houses. Contents cover also includes up to £1,000 for contents left in the open (such as garden furniture, statues and pots) and up to £500 cover for garden plants. Exclusions apply – see full policy wording.
Full details of exclusions are shown in the policy wording, but the main exclusions to note are:
GoldPark is a trading name of Plum Underwriting Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 309166.
You can check this on the Financial Services Register by visiting the FCA website or by calling the FCA on 0800 111 6768.
Registered in England & Wales with Company Number 04509589.
Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE.